In recent years, the global banking system has been undergoing profound structural changes.
Many of these shifts occur away from public attention, yet they directly affect the management of transfers, deposits, withdrawals, loans, mortgages, savings and, more broadly, the financial security of businesses and individuals worldwide.
The purpose of examining these developments is not to…
The Proytec Group has entered into a collaboration agreement with an important Investment Fund authorized to submit government projects to a renowned international Foundation.
This Foundation specializes in financing public initiatives with high social impact, such as the construction of road infrastructure, ports, hospitals, schools, and other works aimed at improving citizens’ quality of…
A conflict that goes beyond economics
The clash between Donald Trump and the Federal Reserve is not only about monetary policy or the level of interest rates in the United States. It has become a political and institutional conflict that calls into question the independence of the U.S. central bank and, more broadly, the balance…
In the Swiss town of Davos, with the opening concert and introductory sessions, the annual edition of the World Economic Forum has just begun, with the participation of around 3,000 delegates from 130 countries, numerous world leaders, heads of state, and top executives. The most eagerly awaited address is that of the President of the…
How artificial intelligence is transforming work
Artificial intelligence (AI) is redefining the traditional concept of work.
This is not the simple replacement of human labour but a profound transformation of the models through which work is created, organized and sustained economically.
Traditional employment is gradually giving way to a system based on autonomous entrepreneurial initiatives.…
Physical gold and virtual liquidity: a new paradigm
The world of cryptocurrencies continues to move closer to traditional finance through increasingly structured strategies. A striking example is Tether, a company best known for issuing the USDT stablecoin, which has embarked on a policy of the accumulation of physical gold worthy of a central bank.
Tether…
Introduction: a fragile balance
In recent years, the global economy has seemed to be hanging in a delicate balance. Signs of growth are visible, but they often rest on shaky foundations. Behind the world’s positive GDP figures lies a reality of widening inequalities and increasingly concentrated wealth.
Apparent growth and real inequality
Reports from international…
Gold above $4,000: a new record and global implications
At the beginning of October 2025, the gold market reached a historic milestone: for the first time ever, the price exceeded $4,000 per troy ounce, doubling its value in just twelve months. According to data from the London Bullion Market Association, the average price during the…
War and Finance: An Uncomfortable Bond
War is not only destruction and shattered lives: it is also a powerful economic engine. Every conflict triggers a chain reaction in financial markets, fuelling speculation, investments and billion-dollar profits, turning tragedy into opportunity for some economic players.
Defence Companies and Profits
It comes as no surprise that giants…
THE BILL HAS ARRIVED AND THE FED WATCHES (FOR NOW)
For decades, U.S. fiscal policy has operated as if federal debt were a theoretical, distant, and manageable issue.
But today, with debt surpassing $36 trillion and an annual deficit of 6.4% of GDP in 2024, reality is knocking at the door—loudly.
Some believe the American fiscal system has reached…
